FIRE Planner & Budgeting App — Track Net Worth, Retire Early
The all-in-one personal finance app for budgeting, net worth tracking, FIRE planning, and portfolio analysis.
In under 5 minutes, you could know exactly where your money goes. see your real net worth, live. project your own FIRE date.
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Stop Juggling Five Apps. Start Using One.
Most people use a spreadsheet for budgets, one app for investment tracking, another for net worth, and a retirement calculator on the side. Nothing talks to each other. You never see the full picture.
We built one platform where your budget, investments, FIRE plan, and net worth all live together.
Read our storyOur Free Financial Tools
No login. No paywall. Use them straight from your browser — designed to help you make better money decisions.
Everything You Need to Take Control of Your Finances
Smart Budgeting
AI-powered expense categorization learns your habits. Upload bank statements and see spending breakdowns instantly.
Net Worth Tracking
Track all assets and liabilities in one dashboard. See your wealth grow with interactive charts and projections.
FIRE Planning
Calculate your path to financial independence with Coast FIRE, Barista FIRE, and custom withdrawal strategies.
Explore ToolsPortfolio Analysis
Analyze ETF holdings, geographic exposure, sector overlap, and run Monte Carlo stress tests on your portfolio.
Explore ToolsProperty & Mortgage
Track property values, mortgage payments, SVJ fees, and see how real estate fits into your net worth.
Free While We Grow
I built this as a passion project, and it's grown to 1,000+ users. Pricing is on the horizon as the project scales — but everyone who's already here keeps free access for good.
See Your Financial Future
Play with the numbers and see how your wealth can grow over time
Adjust Your Numbers
Your starting amount (savings, investments, etc.)
Typical stock market average: 7-11%
Amount you'll add each month
Safe withdrawal rate (3-7% recommended to preserve capital)
Projected Growth
In 26 years
1,771,145 $
Yearly Passive Income
88,557 $/yr
Monthly Passive Income
7,380 $/mo
What Sets Us Apart
True All-in-One
Budget + Net Worth + FIRE + Portfolio + Property. One app, not five subscriptions.
Built Free, Growing Fast
Built by a developer on his own FIRE journey — not a company monetizing your data. 1,000+ users and growing. Current users keep free access for good.
Built for the World
Multi-currency, multi-language. Native support for Czech and European banks.
Others charge $50–$109/year. Right now, you get more — for free.
See the full comparisonSee the Full Picture
Track your finances on desktop and mobile with our beautiful, intuitive interface
Financial Overview
See your income, expenses, and wealth contribution at a glance
Smart Budgeting
Visual spending breakdown with category tracking
Wealth Tracking
Monitor your net worth growth with projections
From the Blog
Deep dives on budgeting, FIRE, salary negotiation, and the data behind smarter money decisions.
YNAB vs Monarch vs Rocket Money vs Mint 2026 (Tested)
Hands-on comparison of the four most-asked budgeting tools — pricing, features, and which one actually fits your workflow.
Read articleSalary Negotiation 2026: The Data-Driven Playbook
What the latest compensation data actually says — and the scripts, anchors, and counters that move offers in your favor.
Read articleWhat Is Coast FIRE? Definition, Math, and Examples
The exact formula, worked examples, and the age-by-age numbers showing when you can stop saving and let compounding finish the job.
Read articleFinTok Money Myths: 3 Mistakes Gen Z Women Make
The viral money advice quietly costing Gen Z women returns — and the boring, evidence-based moves that actually build wealth.
Read article